Accidents and illness are unhappy things to talk about, but no one can expect to

题文

Accidents and illness are unhappy things to talk about, but no one can expect to live a lifetime without having some kind of accident or becoming ill. Some accidents and illnesses are serious and may result in long periods of invalidism.
The newspapers contain spectacular accounts of accidents in the street and highways and public places, but nearly as many accidents occur around the home. Somebody trips on a rug. Somebody falls off a stepladder. Somebody is careless in cooking dinner, and is burned. Accidents incurred in the playing of sports and swimming also accounts for a large number of injuries, big and little. Despite constant campaigns to reduce the number of accidents, there are still approximately 100,000 accidental deaths and nearly 9,000,000 non­fatal injuries in the United States each year.
It has been estimated that around 3,000,000 people are constantly ill in the United States throughout the year and that over half the illness is caused by respiratory diseases, chiefly colds and influenza.
The pain and suffering caused by accidents and illness tell only half the story. Loss of time from school and work and medical and hospital expenses often make the pain seem worse. Money spent in this country for doctors, services, hospitalization, nursing care, drugs, medicines, Xrays, and special treatments, amounts to a huge annual sum. Added to this expense is another much larger amount that is lost to wage earners throughout the nation by reason of their loss of wages or income while sick or otherwise disabled.
Accident and health insurance is a form of insurance devised to protect against these economic losses. It protects the earning of wage earners and finishes financial aid to the family of the breadwinner by the payment of his doctor and hospital bills. Today, business and professional men, farmers, industrial workers, clerks and those engaged in various occupations, whose earning power is shut off for a week, a month, or sometimes years, because of accidents or illness can insure themselves against this financial loss by accident and health insurance.
Protection is available to all types of workers and the cost(called the premium)ranges from a few cents a day for small or limited policies to a month for policies paying larger amounts(called indemnities). Policy is another name for an insurance contract(合同). Most accident and health policies are cancelable policies—that is, they are sold for a definite term such as a week, a month, or a year, similar to contracts of fire insurance and automobile liability insurance. There are, however, policies which cannot be canceled or terminated(终止)by the insurance company until the policyholder reaches an age at which he usually has no further earning power—most often at sixty or sixty­five years. These non­cancelable policies cost more than the cancelable policies.
小题1:What is the passage mainly concerned about?A．Everyone will have some sort of illness or accident.B．Accident and health insurance is available to everyone.C．Cancelable insurance policies are better than non­cancelable one. D．Insurance is a good protection against accidents and illness.小题2:Every year in the United States there are________.A．more people die in accidents than of illnessB．more people who are ill than those injured in accidentsC．more outdoor accidents than indoor accidentsD．more people injured in accidents than those who are constantly ill小题3:The heaviest pain and suffering caused by accidents and illness are________.A．colds and influenzaB．financial lossesC．loss of timeD．invalidism小题4:Accident and health insurance will protect people by________.A．covering their medical expenditureB．paying their wagesC．restoring their earning powerD．providing policyholders with the money they need to survive 题型：未知 难度：其他题型

答案

小题1:D
小题2:D
小题3:B
小题4:A

解析

本文介绍了很多人因为生病或者事故而经受了巨大的损失，而为了避免这种损失，可以参加Accident and health insurance。
小题1:D 细节题。根据文章第五段前3行Accident and health insurance is a form of insurance devised to protect against these economic losses. It protects the earning of wage earners and finishes financial aid to the family of the breadwinner by the payment of his doctor and hospital bills.可知这种事故和健康的保险是一种很好的保护措施，故D正确。
小题2:D 细节题。根据文章2,3段Despite constant campaigns to reduce the number of accidents, there are still approximately 100,000 accidental deaths and nearly 9,000,000 non­fatal injuries in the United States each year.和It has been estimated that around 3,000,000 people are constantly ill in the United States throughout the year and that over half the illness is caused by respiratory diseases, chiefly colds and influenza可知事故中受伤的人的数字比生病的人要更多，故D正确。
小题3:B 段落大意题。根据文章第四段The pain and suffering caused by accidents and illness tell only half the story. Loss of time from school and work and medical and hospital expenses often make the pain seem worse. Money spent in this country for doctors, services, hospitalization, nursing care, drugs, medicines, Xrays, and special treatments, amounts to a huge annual sum. Added to this expense is another much larger amount that is lost to wage earners throughout the nation by reason of their loss of wages or income while sick or otherwise disabled说明事故导致的经济损失才是最重要的损失。故B正确。
小题4:A 细节题。根据文章倒数第二段2,3行It protects the earning of wage earners and finishes financial aid to the family of the breadwinner by the payment of his doctor and hospital bills.可知这种保险可以包括治疗的费用，故A正确。
点评：本文介绍了Accident and health insurance的具体情况。文章基本上是考查细节题，对此类题型考生可以首先从问题中找到关键词，然后以此为线索，运用略读及查阅的技巧在文中迅速寻找这一细节，找到后再把这一部分内容仔细阅读一遍，仔细比较所给选项与文中细节的细微区别，在准确理解细节的前提下，最后确定最佳答案。

考点

据考高分专家说，试题“Accidents and illnes.....”主要考查你对 [新闻报道类阅读 ]考点的理解。

新闻报道类阅读

新闻报道类阅读的概念：

阅读理解的选材明显地呈现出关注实际生活的趋势，这种趋势与当前基础教育改革的目标是一致的，而中学生学习语言的根本目标与基础教育学会求知，学会做事，学会合作，学会做人的目标是一致的，真实新颖的选材对基础英语教学课程改革具有重要的反作用。

新闻报道类阅读理解技巧点拨：       

        新闻报道类类文章有一共同特点，即都是由标题（Headline）、导语（Lead）、主体（Mainbody）、背景（Background）和结尾（End）五部分构成。标题是新闻报道中心思想高度而又精辟的概括；导语位于新闻报道的首段，高度概括新闻事实；主体则对导语概括的新闻事实进行详细叙述；新闻背景是指新闻事实之外，对新闻事实或新闻事实的某个部分进行解释或补充的材料；结尾往往是新闻事件的结果或动态展望，也是中心思想的概括并常常与新闻导语相呼应。
        新闻报道中的导语非常重要，它位于文章的第一段，通过它点出新闻的主题，五个W和一个H(When,Where,Who,What,Why和How)通常是构成一则完整消息不可缺少的要素。文章往往呈现出“倒金字塔”的特征，因此读懂首句或首段至关重要。
       另外，从句的使用也是此类文章的一大语言特色，因为从句信息量大，适合新闻报道的要求。此外，大量的副词和插入语的使用也是此类文章的特点。为使文章更客观、更具信服力，常用The study said…, Scientists believe that…Experts said…, It's reported that…, According to the survey…等语言。同事在阅读过程中，我们要对材料所提供信息如when, where, who, how, why等进行提问，将信息迅速提炼出来。

新闻报道类阅读应试策略：

【命题趋势】
阅读理解的选材明显地呈现出关注实际生活的趋势，这种趋势与当前基础教育改革的目标是一致的，而中学生学习语言的根本目标与基础教育学会求知，学会做事，学会合作，学会做人的目标是一致的，真实新颖的选材对基础英语教学课程改革具有重要的反作用。时文报道就在文章中体现了这一要求。主要表现在以下几个方面：
1、反映海内外事件，文章结构严谨，内容贴近生活，用现代英语反映现代生活。
2、如果是新闻报道，都有比较固定的写作格式，如文首通常有报道的地点或时间，第一句话常常是文章的导语，有助于了解文章的大致内容和主题。
3、如果是新闻报道则是记叙文，有地点、时间、人物、事物等要素。
4、有许多大量反映当代社会变化的新词汇和表达方式。
5、命题既重细节，又重推理和主旨。
6、大背景中的小事件，大事件中的小插曲往往是选材的热点。
【应试对策】
1、在平时学习中，关注生活，阅读新闻报道和广告类文章、把阅读时事文章作为学习英语的重要途径。
2、了解新的词汇和表达方式。如：tsunami海啸，MP3players(MP3)播放器，well_offsociety小康社会等。
3、抓住文章主题，准确捕捉细节和内涵，进行合理的推理。
4、品味新闻的标题，联系平时所积累的知识，为了解材料大意作铺垫。
5、了解新闻报道的特殊规律，其内容和多含何人、何地、何事、何时等，阅读时要抓住新闻的这一主要特点去理解判断。
6、要注意文中以黑体、大写、下划线等方式加以提示的文字，因为这很有可能是材料的核心或至少是一部分内容的概括。