英语翻译1、什么情况下会导致保险公司调整保险费率；The change in premium rate would be
英语翻译1、什么情况下会导致保险公司调整保险费率；The change in premium rate would be applied to all policyholders within the product but not to any particular policyholder.The decision would be based on the change in future environment expectation,such as the cancer incidence is much higher than our original expectation due to external reason.2、如客户不接受费率调整保单应如何处理；The would be surrender3、保险公司订立此条款对客户来说是否公平.This is an international practice that most of Level Premium insurance product are not guaranteeing the premium rate even thought policyholder right for renewal is guarantee.And the rest who offer guarantee premium rate are normally more expensive.
最佳回答
温暖的大象
2026-04-03 09:16:53
1。What kind of situation will lead to the change of premium rate。费率变动会涉及该险种的所有保单持有人,而不只是单个持有人。费率变动与否取决于对未来情况的预期是否有变动,例如,由于人体内在原因导致癌症发病率高于原先估计值的,（就会导致费率调整）2。How to deal with the clients who are not willing to accept the change of premium rate。可能的退保者3。Whether it is fair for the policy holders if insurance company conclude this term。国际通行的惯例是,大多数均衡保费的保险产品并不保证投保人能按照原来的费率续保。而那些能够保证费率不变的产品一般都要昂贵得多。
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2026-04-03 09:16:53欢喜的秋天
回复1。What kind of situation will lead to the change of premium rate。费率变动会涉及该险种的所有保单持有人,而不只是单个持有人。费率变动与否取决于对未来情况的预期是否有变动,例如,由于人体内在原因导致癌症发病率高于原先估计值的,（就会导致费率调整）2。How to deal with the clients who are not willing to accept the change of premium rate。可能的退保者3。Whether it is fair for the policy holders if insurance company conclude this term。国际通行的惯例是,大多数均衡保费的保险产品并不保证投保人能按照原来的费率续保。而那些能够保证费率不变的产品一般都要昂贵得多。
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