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Old-age insurance in the social security system has a very important position in the world have attached great importance to the old-age insurance system for the construction and development。China is a developed economy with a large population of the country,with the aging of the population to accelerate the development and deepening of economic reform,China's current social old-age insurance system is facing unprecedented pressure and challenges。Recalling China's social features of the old-age insurance system,the role and development,pension reform and the existence of the defect,and the plight of choice for enterprises to pay too high a rate of old-age security system is not conducive to the development of an analysis,as well as old-age insurance system The question of further improving and promoting the healthy development of old-age insurance system to promote old-age social insurance mechanism along the scientific and standardized track。So that workers can really enjoy a fundamental social rights。