求英语高手麻烦检查下这篇作文中的错误,

求英语高手麻烦检查下这篇作文中的错误,是有关信用卡的优缺点的文章In todays fast the life conditions.Credit card has been most men the necessaries of life.Have to say,a credit card has brought people too much convenience.It solve the daily consumption of the many troubles.Example when buying articles can't carry much money,or is on a piece of goods is found that the amount you can use the overdraft and so on.Can be said that the credit card has made life easy a lot.But credit card presence also bring some negative influences.Some people will not be able to correct estimate their spending power,and bought many didn't is very need things,besides credit card to pay the interest on shopping is such great debts furious,and found that these may be too late.I think the credit card in dealing with emergency spending time is a very good tool,but does not mean it can optional spending money.Only credit card and achieve rational consumption handheld people who never to finally be credit CARDS are enslaved二楼的你照搬别人的东西不觉得很过分吗？而且所答非所问，你抄过来的东西是我上次提问题的时候发给我的改正，麻烦你不想回答就不要答。