题文
阅读理解。 When she graduates from Columbia University next year with a master's degree in Publichealth, Eric Wheeler is hoping to get a job in international reproductive(生殖) health. The
26-year-old post-graduate has always wanted to work in public service. But public service
doesn't pay much, and her two-year program at Columbia costs about $50,000 a year with
living expenses. She has a scholarship from Columbia that covers just $4,000 a year and has
taken out loans to pay for the rest. She worries that she will spend years paying back her student
loans and not have money left over to put away in an IRA. Wheeler is wondering what she can
do to ease the pain of being in debt. Is there anything she can do to handle the debt?
The good news is that in 2007, Congress recognized that there were so many students in
Wheeler's position that it passed the College Cost Reduction and Access Act. There were two
programs established by this act that Wheeler should look into.
The first is the income-based repayment plan, which allows lower-income graduates with a
lot of debt to reduce their monthly payments. Depending on a graduate's income and level of
debt, the program, which goes into effect July 1, could limit his or her annual educational loan
debt repayment to 15 percent of discretionary income(可随意支配的收入),said Peter Mazareas,
vice charman of the College Saving Foundation.
The second is the public service loan forgiveness plan, in which the federal government will
forgive the remaining debt of borrowers who make 10-year loan payment while working full time
in public-service jobs. But the graduate must have a certain loan which is listed in the plan.
Depending on the level of debt Wheeler ends up with and how much she repays over 10 years,
Mazareas said she could end up with about $75,000 of her debt forgiven. " Tipically, it is projected
that a borrower who performs public service under this program will repay only about one-fourth
to one-half as much money as a borrower who does not", he said. He also pointed out that public
service is broadly defined and includes any government and nonprofit organization job.1. How much debt will Erin Wheeler be probably in when she graduate?A. $ 8,000
B.$ 50,000
C. $75,000
D. $92,0002. Which of the following is true about the College Reduction and Access Act?A. The programs in the act take effect in 2008.
B.The act aims to help college students who are in debt.
C.There are two helpful programs in the act.
D. The graduates who work in public service benefit the most.3. How can people benefit from the first plan mentioned in the passage? A. The interest of the debt will be lowered.
B. The total amount of debt could be reduced.
C. The income tax will be cut down.
D.People will have more time to pay back the debt.4. Why does the author say Erin wheeler should look into the second plan in the act?A. Because she will be heavily in debt upon graduation.
B.Because she will have a master degree.
C. Because she plans to work in public service.
D. Because she has borrowed money from the federal government.5. What's the main idea of the passage?A. The total expense in American universities is too high.
B. There are a lot of different programs to help students pay their tution.
C. The US government encourages students to choose public service jobs.
D.The federal government is trying to relieve graduates from heavy debt. 题型：未知难度：其他题型
答案
1-5: DBDCD解析
该题暂无解析
考点
据考高分专家说，试题“阅读理解。 When.....”主要考查你对 [日常生活类阅读 ]考点的理解。日常生活类阅读
日常生活类阅读的概念：
日常生活这一话题主要涉及人们衣食住行等方面的活动。这一话题的选材主要针对人们日常的工作，生活以及学习情况。做这一类题时，最主要的是要把握好人物的活动内容，时间和地点。
日常生活类阅读题答题技巧：
【题型说明】
该类文章内容涉及到人们的言谈举止、生活习惯、饮食起居、服饰仪表、恋爱婚姻、消遣娱乐、节日起源、家庭生活等。文章篇幅短小，追根溯源，探索各项风俗的历史渊源，内容有趣。命题也以送分题为主，如事实细节题、语义转换题、词义猜测题和简单推理判断题等。虽然这类文章读起来感觉轻松，试题做起来比较顺手，但绝不能掉以轻心。因为稍不留神，就会丢分。
【备考提醒】
为了保证较高准确率，建议同学们做好以下几点：
1、保持正常的考试心态。笔者在教学中发现，越是容易的试题，同学们越是容易失分。为什么呢？因为在这种情况下，同学们极易产生麻痹思想，认为题目好做，就不引起高度重视，于是思维不发散、不周密。而命题人就是利用同学们的这一弱点，设计陷阱题。所以，无论试题难易与否，我们都要保持正常的考试心态。试题容易，不欣喜；试题难，不悲观。
2、根据前面讲到的方法，认认真真、细细心心做好事实细节题。
3、做好语义转换题。这类题是根据英语中一词多义和某些词语在文中能表达一定的修辞意义的原则而设计的。要求同学们解释某生词的含义，确定多义词或短语在文中的意思，确认文中的某个代词所指代的对象，或者对英语中特有的表达、格言、谚语进行解释。这种题要求同学们一定要根据上下文猜测词义或理解句子，切不可望文生义。
4、做好简单推理判断题。简单推理判断题要以表面文字为前提，以具体事实为依据进行推理，做出判断。这种推理方式比较直接，只要弄清事实，即可结合常识推断出合理的结论。
