题文
Is it ever a good idea admitting a teenager to carry a credit card?My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy.
So it shouldn’t be shocking to discover that teenagers are becoming card carrying consumers in their own right. The question is, should they?
While some argue it’s best to teach kids how to use a credit card while still living under the family roof, not everyone agrees. Dave Ramsey, financial expert says getting credit card for your teenager is actually “an excellent way to teach him or her to be financially irresponsible.”
Now parents are required to co-sign on credit cards for children under 21. “If their name is on the credit card, then the parent may say, Hey, my name is on this. Don’t get me into trouble,” says Mary Beth Pinto, a marketing professor. “When parents were the co-obligors (共同借贷人), the children caused less debt. If the parents are the co-obligors, the tendency is that the parents were explaining how to use the cards.” Still, Pinto believes parents should start the process much earlier. “Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said.
Ramsey, however, disagrees. “Throwing teens into a pool of (credit) sharks is a sure way to guarantee a life-time of heartache.” he said, “You can make online purchases and rent a car with a credit card. Of course, you must have money in your bank account before you can make a purchase with a credit card. But paying for things with money is what you are supposed to do.”
小题1:The author mentioned her experience in Para 2 mainly to _____.A．prove the convenience of using credit cardsB．tell what impression credit cards leave on kidsC．give advice on using credit cards wiselyD．explain the pleasure credit cards bring to customers小题2:The underlined word “itching” in Para 2 can be replaced by _____.A．eagerB．afraidC．embarrassedD．thankful小题3:What’s Ramsey’s attitude towards teens’ using credit cards?A．He feels it is worth a try.B．He is very supportive.C．He is strongly against it.D．He considers it as a pleasant experience.小题4:Pinto will most likely agree that _____.A．parents should let teens own their credit cards earlierB．you shouldn’t be in control of credit cardsC．it is never good for anyone to get a credit cardD．learning to use credit cards is practical 题型：未知难度：其他题型
答案
小题1:B
小题2:A
小题3:C
小题4:D
解析
这篇文章就孩子们是否应该使用信用卡这一话题，展开了讨论。有人赞同，有人反对。
小题1:细节题：根据My kids watch closely as I swipe the card through the register. They’ve seen me do it hundreds, thousands of times. Cool. They are itching to swipe it through the machine themselves. When we walk out of the store with our groceries or pet food, or whatever, it’s almost as though money has not changed hands, painless, easy. 可知第二自然段中，作者提到自己的经历是要说明刷信用卡给孩子留下的印象，故选B。
小题2:猜词题：根据Cool. They are itching to swipe it through the machine themselves.可猜出itching意思是渴望。Eager渴望；afraid害怕；embarrassed尴尬；thankful感谢，故选A。
小题3:细节题：根据Dave Ramsey, financial expert says getting credit card for your teenager is actually “an excellent way to teach him or her to be financially irresponsible.” 可知Ramsey对于孩子使用信用卡的态度是强烈反对，故选C。
小题4:细节题：根据“Yes, there has to be teaching going on and it has to start when they’re younger. You’re not going to get rid of credit cards. They are here to stay. You have to have them. You can’t fight progress,” Pinto said. 可知Pinto认为学习使用信用卡是很实际的，故选D。
考点
据考高分专家说，试题“Is it ever a good id.....”主要考查你对 [日常生活类阅读 ]考点的理解。日常生活类阅读
日常生活类阅读的概念：
日常生活这一话题主要涉及人们衣食住行等方面的活动。这一话题的选材主要针对人们日常的工作，生活以及学习情况。做这一类题时，最主要的是要把握好人物的活动内容，时间和地点。
日常生活类阅读题答题技巧：
【题型说明】
该类文章内容涉及到人们的言谈举止、生活习惯、饮食起居、服饰仪表、恋爱婚姻、消遣娱乐、节日起源、家庭生活等。文章篇幅短小，追根溯源，探索各项风俗的历史渊源，内容有趣。命题也以送分题为主，如事实细节题、语义转换题、词义猜测题和简单推理判断题等。虽然这类文章读起来感觉轻松，试题做起来比较顺手，但绝不能掉以轻心。因为稍不留神，就会丢分。
【备考提醒】
为了保证较高准确率，建议同学们做好以下几点：
1、保持正常的考试心态。笔者在教学中发现，越是容易的试题，同学们越是容易失分。为什么呢？因为在这种情况下，同学们极易产生麻痹思想，认为题目好做，就不引起高度重视，于是思维不发散、不周密。而命题人就是利用同学们的这一弱点，设计陷阱题。所以，无论试题难易与否，我们都要保持正常的考试心态。试题容易，不欣喜；试题难，不悲观。
2、根据前面讲到的方法，认认真真、细细心心做好事实细节题。
3、做好语义转换题。这类题是根据英语中一词多义和某些词语在文中能表达一定的修辞意义的原则而设计的。要求同学们解释某生词的含义，确定多义词或短语在文中的意思，确认文中的某个代词所指代的对象，或者对英语中特有的表达、格言、谚语进行解释。这种题要求同学们一定要根据上下文猜测词义或理解句子，切不可望文生义。
4、做好简单推理判断题。简单推理判断题要以表面文字为前提，以具体事实为依据进行推理，做出判断。这种推理方式比较直接，只要弄清事实，即可结合常识推断出合理的结论。
