题文
阅读理解。 Life insurance isn't fun to buy. It forces you to think about your death: a subject many prefer not toconfront. But there's a single, over-riding reason to buy life insurance: to provide an income for your
dependents should you die. Don't depend solely on an agent to figure your life insurance needs. Rule-of-
thumb estimates such as five or eight times your income are guesses; they may produce too little or too
much insurance. Carry too little insurance and you may not provide a reasonable standard of living for
your family after your death; carry too much and you may not enjoy a reasonable standard of living while
you're alive.
Most people who have life insurance don't have enough. The median (中值) amount of coverage for
all adults with life insurance was only 15,000 pounds in 1984. That's obviously not enough to sustain a
family with young children for very long. Nationwide Insurance found that the married men in its 1984
survey carried an average of about 101,880 pounds in life insurance; they needed about 100,705 pounds
more. Married women carried about 43,516 worth insurance but needed some 98,507 pounds more.
How do you determine the amount of life insurance you would need to maintain your family's current
life-style if the bread-winner died? First, figure, what your family's expenses would be if you died tomorrow.
Then, analyze your assets (财产) and the sources of income that you can use to cover the expenses.
Finally, subtract the assets from the needs. The result is the amount of additional insurance that you'll need
to buy. 1. The passage intends to tell you ____. A. life insurance isn't fun to buy
B. life insurance is most important in maintaining your family's current life-style
C. life insurance is the result of amount of additional insurance you'll need to buy
D. how to determine the amount of life insurance you would need 2. Life insurance is not fun to buy because ____. A. many people prefer not to confront the subject
B. there is a single, over-riding reason
C. it reminds you that you may die one day
D. it forces you to think about your additional expenses 3. Which of the following statements is NOT true? A. Estimates such as five or eight times your income are not reliable.
B. These agents may produce too little or too much insurance.
C. You must not rely on agents only to tell you how much life insurance you need.
D. You should believe in either your agent or those empirical (经验的) estimates. 4. If you carry too little or too much insurance ____. A. either you or your family might suffer
B. you may not provide a reasonable standard of living for your family after your death
C. you may not enjoy a reasonable standard of living while you're alive
D. you will know in the end that they are just wild guesses 5. All of the following should be taken into account in determining the amount of your life insurance
EXCEPT ____. A. analyzing your assets and sources of income
B. adding up the ages of your dependents
C. estimating your family's expenses
D. taking away the assets from the expenses 题型：未知难度：其他题型
答案
1-5: D C D A B解析
该题暂无解析
考点
据考高分专家说，试题“阅读理解。 Life.....”主要考查你对 [健康环保类阅读 ]考点的理解。健康环保类阅读
健康环保累阅读概念：
健康环保类文章常是介绍科学知识、生活常识和环境保护方面的短文。体裁有记叙文、 说明文、议论文和各种应用文。
健康环保类文章阅读技巧：
健康环保类文章常是介绍科学知识、生活常识和环境保护方面的短文。阅读此类短文要以现象或事物为中心进行思考，理解现象产生的原因、条件和客观规律等。同时要抓住事物的特征、用途和相互关系等。科普环保类文章一般为说明文，从结构上看大致可分为三个部分：
第一部分一般是文章的首段，主要用来提出文章的主题，即文章想要阐述、说明的主要内容；
第二部分是文章的主体，可由若干个段落组成，对文章的主题进行展开说明；
第三部分是结尾段，对文章的主题进行归纳总结。这类文章多用一般现在时，而且一般多使用客观性词语表述。有时为了强调客观性，也常使用被动语态。
从近几年的考试题来看，科普环保类的文章越来越与人们的实际生活相接近。由于此类文章缺乏故事情节，很多同学对此类文章感到费解。但一般的科普类文章都是就事论事，需要逻辑推理和想象的时候较少，因此此类阅读题也没有同学们想象中的那么难，只要多加训练，就能较好地答题。
【阅读策略】
1、概要(Summarizing)：
阅完材料后，将所阅材料浓缩，摘要，做出所阅材料的书面或口头梗概。
2、组织(Organization)：
阅读后根据阅读内容，识别观点、人物、事件之间的关系以及文章的结构关系。如：时间关系、比较或对比关系、相关关系及因果关系等。
