题文
Many banks are still not lending. They worry that they will not have enough capital to cover losses, but the situation does not allow many businesses to have the money they need to operate, and further slows a struggling economy. In the United States, the government has so far provided almost 150 billion dollars to banks, mainly through buying shares. Yet this may not be enough to save some major banks. By some estimates, banks have at least one trillion dollars in losses that they have not yet reported.
The new administration of President Barack Obama is considering ways to save banks.
One possibility is to expand federal guarantees against losses on some troubled financial assets(资产). The government has already offered guarantees to Bank of America and Citigroup. But the cost of this kind of insurance could be huge.
Another possibility is to create a so-called bad bank. It would take questionable securities held by other banks. The idea would be similar to the Resolution Trust Corporation set up by the government in 1989. It was formed to sell assets from failed savings and loan banks.
But it is difficult to put a price on trouble securities. Taxpayers would lose money if the government pays too much. And if it pays too little, banks could still fail.
Some people see nationalization(国有化) as the answer. That is when a government takes ownership of a private business, often with the idea of selling it back to investors later. Existing shares become worthless.
In the early 1990s, Sweden nationalized some banks and later sold their troubled assets, recovering some costs. But a similar effort in the United States, the world’s biggest economy, could take years. And experts warn that lending and politics do not mix.
Coming up with a plan to fix the banks and the financial system is now the job for Tim Geithner. The Senate confirmed his this week to replace Henry Paulson as Treasury Secretary. Tim Geithner’s last job was head of the New York Federal Reserve Bank.
Supporters said he is the best person to deal with the financial crisis. But one-third of the Senate,
mostly Republicans, voted against him.
He face rebuke for his failure to pay 34,000 dollars in taxes when he worked for the International Monetary Fund (IMF). He owed it to “careless mistakes”. As Treasury Secretary he is the nation’s chief tax collector.
51. What is the passage mainly about?
A. The financial crisis in the United States.
B. Possible ways to save US banks.
C. President Barack Obama’s financial policy.
D. The problems US banks are facing now.
52. We can learn from the passage that _________.
A. all the banks in the US have stopped lending money now.
B. American banks have lost less than one trillion dollars
C. the US government has taken some measures to save the banks
D. the American economic situation is getting much better
53. Which of the following is NOT a possibility to help the banks out of trouble?
A. Expanding federal guarantees against loss
es on some troubled financial assets.
B. Creating a bad band to take questionable securities held by other banks.
C. Nationalizing the banks and selling them back to investors later.
D. Confirming Tim Geithner as Treasury Secretary to replace Henry Paulson.
54. The underlined word “rebuke” in the last paragraph most probably means “_________”.
A. judgment B. sympathy C. assessment D. blame
55. It can be concluded from the passage that _________.
A. Barack Obama’s government has taken effectively measures to save their banks.
B. Tim Geithner is the best person to deal with the financial crisis
C. each possible way mentioned in the passage has its disadvantage
D. nationalization may be the best way to save US banks 题型：未知 难度：其他题型
答案
小题1:B
小题2:C
小题3:D
小题4:D
小题5:C
解析
考点
据考高分专家说，试题“ Many banks are stil.....”主要考查你对 [政治经济类阅读 ]考点的理解。政治经济类阅读
政治经济类文章的概念：
要做好这类阅读，平时就要注意了解国内外发生的政治经济大事，掌握一定背景知识，对这类文章的叙述特点及内容安排有一定了解，还要扩展这方面的词汇。阅读这类文章，要抓住文章的核心，即文章整体和各段主要在说什么，也要注意段落之间的逻辑关系。
如何备考政治经济类阅读理解题：
【题型说明】政治经济类阅读文章是高考常选材料之一。该类文章时代气息浓郁，语言鲜活，但熟字新义词、超纲词及专业词语多，长句、难句多。政治类文章大多数是同学们感性趣的内容，读起来倒有似曾相识的感觉，经济类文章读起来就像是雾里看花，文章看完，一头雾水。再加之这类文章的命题侧重于词义猜测、推理判断和文章主旨，同学们对这类题材是望而生畏。
【备考策略】建立心理优势。针对不同体裁的文章，我们要采取相应的阅读方法和技巧。政治类文章多采用记叙文形式，我们可采取“顺读法”，以便抓关键语句，领会文章主旨；而经济类文章则多采用说明文形式，我们则可以采取“逆读法”，先读试题，再从文章中查找有用信息。若遇到的确难读的材料。千万不用着急，因为你觉得难，其他人也一定是同感。在高考前，我们就要有这种心理准备，高考试卷肯定有一、两篇难以阅读的材料。不过，我们平时可以有意识地从报刊杂志上找一些较难的阅读材料来阅读，以培养自己迎难而上的心理素质。
【答题方法】
1、寻找主干：
根据英语中五种基本句型结构，把句子中的主语、谓语、宾语、表语等主要成分找出来，其他成分如定语、状语、补语等则易于理解。找到了句子主干，句子的意思至少明白了一半。
2、剔除从句：
在一个长句中可能会出现若干个从句，在理解时，如果把各个从句剔除出来单独理解，然后把大意拼凑起来，整个长句的意思就会明白六、七分。
3、辨别分句：
一个长句如果是由几个并列、转折、递进、对比关系的分句组成，句中往往有表示这些分句关系的连接词，只要能弄清楚分句和分句之间的逻辑关系，再把各层分句的意思加以连贯，整个长句的句意基本上能跃然脑中。
4、寻找关键词：
如果一个句子看完，一点句意的感觉也没有，下下策就是抓住句中的关键词，通过关键词大体弄懂这个长句的意思。
